Who We Serve
Same standard. Whoever retains us.
Independence is not a tagline here, it is the product. Every party to a property insurance dispute, on either side, gets the identical deliverable: an objective, documented measure of the loss.
Homeowners & Property Owners
Your contractor says the roof needs replacement. The carrier estimate prices a repair. Both cannot be right, and you should not have to guess. We inspect the property, build the estimate line by line, and give you a documented, independent measure of the loss. If the dispute goes to appraisal, we serve as your appointed appraiser under the policy.
Typical Engagements
- ▸ Independent damage assessment and second opinions
- ▸ Party-appointed appraiser under the appraisal clause
- ▸ Estimate review before you sign anything
- ▸ Plain-language explanation of scope, ACV, RCV, and depreciation
Attorneys
First-party property cases are won on the quality of the valuation record. We produce damage analyses, estimate audits, and expert reports built for deposition and trial, and we serve on appraisal panels when the court or the policy sends the amount-of-loss question there. We work both sides of the v, which is exactly why our files carry weight.
Typical Engagements
- ▸ Litigation-grade expert reports and exhibits
- ▸ Xactimate estimate audits with documented variances
- ▸ Appraisal panel service in litigated files
- ▸ Consulting on appraisal strategy and award review
Public Adjusters
When your client's claim heads to appraisal, the appraiser you recommend reflects on you. We bring documentation discipline and estimating depth that carriers' appraisers respect, and we keep the panel focused on line items instead of personalities. Your client gets a credible, independent number, and you keep your role clean.
Typical Engagements
- ▸ Party-appointed appraiser for policyholder demands
- ▸ Complex and large-loss scoping support
- ▸ Umpire recommendations and panel logistics
- ▸ Estimate reconciliation ahead of panel formation
Independent Adjusters & Carriers
Some files need a fresh, independent set of eyes: a re-inspection that settles an internal question, a second opinion on a complex scope, or a party-appointed appraiser whose work will not embarrass the file in front of an umpire. We provide objective analysis with the same rigor we bring to policyholder appointments.
Typical Engagements
- ▸ Re-inspection and re-scoping of disputed files
- ▸ Party-appointed appraiser services
- ▸ Complex loss and large loss consulting
- ▸ Quality review of vendor estimates
Contractors & Restoration Firms
You measured the job, priced it honestly, and the estimate came back cut in half. We reconcile competing scopes line by line, substantiate quantities and trade sequencing, and document why supervision, equipment, and overhead and profit belong in the number. Your scope gets defended with evidence, in the platforms carriers actually use.
Typical Engagements
- ▸ Line-item scope substantiation
- ▸ Xactimate estimate preparation and defense
- ▸ Overhead and profit documentation
- ▸ Expert support when files escalate to appraisal
Mediators, Arbitrators & TPAs
Settlement conferences stall when nobody in the room can independently price the loss. We provide the neutral technical foundation: what was damaged, what it costs to repair, and where the parties' numbers actually diverge. Structured processes resolve faster when the valuation question has an evidence-based answer.
Typical Engagements
- ▸ Neutral valuation analysis for mediation
- ▸ Technical consulting in arbitration
- ▸ Umpire service on appraisal panels
- ▸ Claim file reviews for TPAs and risk managers
Which one are you?
Tell us your role in the dispute and what the file needs. We will tell you exactly how we can help, and what it costs.
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